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Levels Of Service


Davidson Deem Ltd now offer two levels of service for residential and buy-to-let mortgages. The first level of service (direct) is a truly independent level of service, where the entire market is researched, including products which are only available to you if you apply to the lender directly yourself. A fee is charged for this service, typically no more than £300. This fee will be refunded to you if you end up selecting a product upon which we receive a commission.


The second level of service (broker) is in virtually all cases free of charge. Our research is based only on lenders that allow us to handle your application from start to finish, and who pay us a commission.



Direct Service


  • Collective Detailed Knowledge and Expertise
    We know all about the different niches and charging structures of lenders, thus avoiding multiple applications, saving you time and money

  • Sourcing from Thousands of Products
    Peace of mind that our research is very thorough, taking into account all fees and costs and takes into account the entire market.

  • Full FSA Regulated Advice & Recommendation Service
    Peace of mind that all the advice we give is regulated by the FSA, and of course the protection this brings you.

  • Research & Assistance Service
    We are your point of contact throughout the advice process. In addition we will help you where at all possible with questions you may have when applying directly to the lender, which means you should avoid unnecessary delays and pressure selling from the lender of uncompetitive related products
  • Broker Service


  • Collective Detailed Knowledge and Expertise
    We know all about the different niches and charging structures of lenders, thus avoiding multiple applications, saving you time and money

  • Sourcing from Thousands of Products
    Peace of mind that our research is very thorough, taking into account all fees and costs.

  • Full FSA Regulated Advice & Recommendation Service
    Peace of mind that all the advice we give is regulated by the FSA, and of course the protection this brings you.

  • Start to Finish Service
    Your point of contact for the mortgage is us throughout. We chase lenders on your behalf and handle problems, which means you avoid unnecessary time wasting and pressure selling from lenders of uncompetitive related products

  • After Sales Service
    Our service does not just end with your mortgage offer. We assist you up to completion and beyond. We will even remind you when your rate is nearing its end.

  • Free of Charge
    In the vast majority of cases you won't have to pay us a penny for our service, and in the exceptional case that you will, we will tell you straight away


  • The overall cost for comparison is 6.8% APR. The actual rate available will depend on your circumstances. PLease ask for a personal illustration.

    Your home may be repossessed if you do not
    keep up repayments on your mortgage.


    Davidson Deem Ltd is an appointed representative of The Whitechurch Network Ltd, which is authorised and regulated by the Financial Services Authority.

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